ATLANTA, July 17, 2003 - Equifax Inc. (NYSE: EFX), the leading provider of critical credit report information to businesses, consumers and the public sector, today reported record second quarter revenue of $317 million, an increase of 18 percent over the prior year. Earnings per share from continuing operations grew 6 percent to 36 cents, in-line with consensus analysts' estimates.

"Our company continued performing exceptionally well in a dynamic and very challenging economic environment," said Thomas F. Chapman, Equifax chairman and CEO. "Our credit reporting business and decisioning platforms continue gaining momentum, and new growth initiatives including predictive sciences and small business credit report contributed to North America's record performance in the quarter."

Operating highlights in the quarter include:

North America

--North America revenue growth of 24 percent, total revenues of $265 million and operating margins of 34 percent;
--U.S. credit reporting volume growth of 34 percent, driven by growth in financial services, mortgage reporting, telecommunications and increased penetration within existing accounts;
--Continued record performance in Consumer Direct, which enlightens, enables and empowers consumers to manage their financial health. Second quarter revenues were $17 million;
--Momentum in Small Business Credit Reporting, with the database now containing comprehensive credit information on 17 million small businesses;
--Equifax Marketing Services revenues in the quarter were $69 million. Results were negatively impacted by losses in the company's eMarketing business. During the quarter, the company launched Permission!, which integrates customer preference and demographic data with opt-in email addresses to provide highly targeted marketing tools to its customers.

International

Europe - Second quarter revenue reached $32 million with operating margins of 18 percent. Equifax continues to benefit from its fraud and security services, including several contracts to provide ID verification solutions and free credit report to UK financial institutions.

Latin America - Latin America revenues grew in local currency and totaled $20 million in the quarter. Operating margins were 25 percent.

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